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In today’s episode:

• ✍️ The Rise, Fall, and Comeback of Ripple and XRP

• 1️⃣ Trending stories and updates

TOP STORY

The Rise, Fall, and Comeback of Ripple and XRP

TL;DR: While crypto's been doing its usual rollercoaster thing, XRP casually stepped into 2025 with a $3.08 price tag and a 30% gain in the last month.

But that's just the intro - the real story is way juicier...

Think about this: A token that got hit with an SEC lawsuit, faced mass delistings, and was practically written off by the crypto community is now trading above $3.

That's not just a comeback - that's a statement.

XRP’s history tells a story of resilience that's honestly pretty wild.

1/ The Rise

Remember 2013?

Ripple Labs walked in with XRP in the middle of Bitcoin wannabes and said: "What if we could make banks better?"

It wasn't just talk either. With its promise of revolutionizing cross-border payments, XRP quickly caught the attention of financial institutions worldwide:

• Striking partnerships with major banks worldwide

• Building actual cross-border payment solutions

• Creating a corporate structure that made traditional finance comfortable

• Positioning XRP as the bridge between old money and new tech

The strategy worked. Banks started paying attention. Traditional finance began taking crypto seriously. XRP wasn't just another token - it was becoming the diplomat of the crypto world.

2/ The Fall

December 2020 marked the beginning of XRP’s darkest chapter when the SEC launched its lawsuit against Ripple Labs.

The impact was immediate and devastating.

The price plummeted by 68% in the span of 30 days, and XRP was hit with mass delistings from crypto exchanges.

The end result:

• SEC accused Ripple of conducting an unregistered securities offering

• Major exchanges started delisting XRP

• Price crashed harder than a junior developer's first production deployment

• The crypto community split between supporters and critics

• Years of partnerships and progress seemed to evaporate overnight

The lawsuit dragged on, turning what should have been XRP's golden years into a regulatory nightmare.

Most projects would have folded, yet XRP didn't.

3/ The Comeback

But now, here we are, 4 years after Ripple Labs was hit with the SEC lawsuit and XRP is:

• Trading at $3.08 💰

• Up over 500% in the last three months 🚀

What is the story behind those numbers?

• XRP positioned itself back as a key player in cross-border payments

• A strong connection with Donald Trump didn’t hurt either.

• Potential ETF developments

• Whale accumulation suggests smart money sees something big coming

Here's what makes this story different: While most crypto projects focus on price action, Ripple spent the dark years building.

The regulatory clarity they fought for isn't just helping XRP - it's creating a blueprint for the entire industry.

Looking at January 2025's price action, we're seeing something rare in crypto: a project that's not just surviving but thriving because of its fundamentals, not just market hype.

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DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research.